Shady, shady people out there

Public Service Announcement ... for, you know, the people that read my blog.
I got an e-mail tonight from "Bank Of America" telling me that my checking account may have been compromised, and that I needed to click to go to another web page to reactivate it. On that page, it requested my screen name and password to reactivate the account. My browser, luckily, threw up a warning that the site I was trying to get to was a known phishing site, and to be very careful and sure of what I was doing. Having seen that warning, I spent another moment reading the initial e-mail, which, of course, had a couple errors in it that reaffirmed to me that the e-mail itself was bullshit.
First, and everyone please note this, Bank of America does NOT capitalize "of." They never make this error. If you see it, stay away.
Second, the e-mail used "some one" instead of "someone." Another error, this one a more obvious spelling mistake.
Third, a funky grammatically odd sentence in the text of the e-mail.
The takeaway here is that, when you get an e-mail like this, spend the extra time to read it carefully, and notice everything about it. I don't know if I would have caught all this if the browser warning hadn't popped up, but I'm glad I had the chance to re-read the text and get to the bottom of this issue.
So, please, please, please keep an eye open for these kinds of things. These people are smart, clever and incredibly tricky. Keep your head about you, and take the extra moments to read any e-mails from "your bank" incredibly carefully, especially if they want you to go to another site and give away any of your personal information.